Equity One Inc. - Terms and Conditions

Terms and Conditions of Use.

1. Copyrights and Other Intellectual Property. Except as otherwise noted in this web site, all information, documentation, software and other content posted in this web site, including, without limitation, all text, graphics, logos, icons and images and the compilation, collection, arrangement, overall appearance and method of assembly of same (collectively, the "Information"), is the sole and exclusive property of Equity One, Inc. and it's subsidiaries and affiliates. The Information is protected by US copyright laws. You may not sell, republish, copy or distribute for other than your own individual use, modify, license, create derivative works from or otherwise distribute the Information or any portion thereof without the prior written consent of Equity One, Inc., which consent shall be in Equity One, Inc.'s sole and absolute discretion.

2. NO WARRANTIES; LIMITATION OF LIABILITY. ALTHOUGH EQUITY ONE, INC. ATTEMPTS TO MAKE SURE THE INFORMATION ON THIS WEB SITE IS ACCURATE AND CURRENT, EQUITY ONE, INC. MAKES NO WARRANTIES OR REPRESENTATIONS THAT THE INFORMATION IS ACCURATE OR CURRENT OR THAT THE INFORMATION IS SUITABLE FOR ANY PARTICULAR PURPOSE, INCLUDING, WITHOUT LIMITATION, RESULTS PRODUCED BY THE CALCULATOR FEATURES OF THIS WEB SITE AND INFORMATION ABOUT MORTGAGE INTEREST RATES. MORTGAGE INTEREST RATES, LOAN TERMS AND OTHER INFORMATION ON THIS WEB SITE ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT PRIOR NOTICE. YOU SHOULD INDEPENDENTLY VERIFY ALL RELEVANT INFORMATION PRIOR TO MAKING ANY DECISIONS BASED ON SUCH INFORMATION. ALL INFORMATION IS PROVIDED TO YOU AS IS WITHOUT WARRANTY OF ANY KIND, INCLUDING EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL EQUITY ONE, INC. AND/OR ITS RESPECTIVE VENDORS OR SUPPLIERS OR OTHER PARTIES INVOLVED IN CREATING OR DELIVERING THIS WEB SITE OR THE INFORMATION TO YOU BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR RELATED TO YOUR USE OF OR ACCESS TO THIS WEB SITE OR THE INFORMATION, OR ANY DELAY OR INABILITY TO USE OR ACCESS THIS WEB SITE OR ANY OF THE INFORMATION, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT, STRICT LIABILITY OR ANY OTHER THEORY OF LIABILITY, EVEN IF EQUITY ONE, INC. IS AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW FOR THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF CERTAIN LIABILITIES, THEREFORE SOME OF THE FOREGOING EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. EQUITY ONE, INC. ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES OF ANY KIND WHATSOEVER IN CONNECTION WITH OR RELATED TO ANY DAMAGE TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING OF THIS WEB SITE OR YOUR USE OR DOWNLOADING OF ANY INFORMATION FROM THIS WEB SITE.

3. No Professional Advice. The Information appearing in this web site is for the sole purpose of general guidance in the mortgage financing process. It does not constitute, and should not be construed as, legal, tax, accounting or other professional advice. Your own particular situation may include different variables and circumstances not contemplated by or suitable for the general information and guidance given in this web site. You should obtain appropriate advice from qualified professionals in your applicable jurisdiction regarding your individual and unique situation.

4. No Unlawful Use. You may not use this web site for any purpose that is unlawful or prohibited by these terms and conditions.

5. Links to Other web sites. This web site may, from time to time, contain hyperlinks to web sites operated or with content provided by third parties. Equity One, Inc. has not reviewed any or all of the sites linked to the site and is not responsible for the content of any off-site pages or any other sites linked to the site. Your linking to the site, off-site pages or other sites is at your own risk and is without the permission of Equity One, Inc.

6. Communications with Equity One, Inc. In the event you transmit any communication or material to our web site by electronic mail or otherwise, including, without limitation, any data, questions, comments, suggestions or similar items, is, and will be treated as, non-confidential and nonproprietary. Any such communications or materials you transmit or post on our web site becomes the property of Equity One, Inc. and may be used by Equity One, Inc. for any purpose, including, without limitation, reproduction, disclosure or transmission to other parties, publication, broadcast and posting. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Equity One, Inc. will cooperate with any law enforcement authorities or court order requesting or directing Equity One, Inc. to disclose the identity of anyone posting any such information or materials.

7. Trademarks. The trademarks, logos, graphics and service marks, (collectively the "Trademarks") displayed on our web site are registered and unregistered Trademarks of Equity One, Inc or its subsidiaries and affiliates and third party vendors. Nothing contained on our web site grants or should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the Trademarks on our web site, without the express prior written consent of Equity One, Inc. Or such affiliates and third party vendors that may own such Trademarks, which consents shall be in the sole and absolute discretion of Equity One, Inc. Except as specifically provided in these terms and conditions, your use of any of the Intellectual Property Rights, or any other information or content, displayed on our web site is strictly prohibited. Equity One, Inc. will enforce all of its intellectual property rights to the fullest extent of the law.

8. Terms and Conditions Subject to Change. Equity One, Inc. reserves the right to revise these terms and conditions at any time without prior notice. Your continued use of this web site after any such revisions will constitute your acceptance of such revised terms and conditions. We recommend you periodically visit this page to review the then current terms and conditions to which you are bound.

9. General. These terms and conditions will be construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. The provisions of these terms and conditions are severable. If any such provision is determined to be unenforceable, such unenforceability will not affect any other provision of these terms and conditions, and the terms and conditions will be construed as if such unenforceable provision had not been contained herein. No waiver or consent by Equity One, Inc. of any right under or provision of these terms and conditions will be deemed to be either a waiver of any other such right or provision or a waiver of that same right or provision at any other time.

Licensee Information

CALIFORNIA Loans secured by real property made by EOFS Mortgage Services, licensed by the Department of Corporations under the California Residential Mortgage Lending Act. License # 413-0321 301 Lippincott Drive, Marlton, NJ; and License No. 813A177 121 Woodcrest Road, Cherry Hill, NJ 08003.
Company licensed by the California Finance Lenders Law. License # 603-A692 as E-1 Mortgage Company, 301 Lippincott Drive, Marlton, NJ 08053

COLORADO loans secured by real property made by EQUITY ONE, INC., License No. 989791 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

CONNECTICUT Loans secured by real property made by EQUITY ONE, INC. First Mortgage Lender/Broker No. 9346 - Marlton, NJ. Second Mortgage Lender/Broker No. 9347 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

DELAWARE Loans secured by real property made by EQUITY ONE, INC., License No. 1784 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

FLORIDA Loans secured by real property made by EQUITY ONE, INC. d/b/a EQUITY ONE FINANCIAL SERVICES COMPANY.

GEORGIA Loans secured by real property made by EQUITY ONE, INC. EQUITY ONE, INC. is a Georgia Residential Mortgage Licensee #5831. 301 Lippincott Drive, Suite 100, Marlton, NJ.

IDAHO Loans secured by real property made by EQUITY ONE, INC., Mortgage Lender/Broker License No. 1531 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

ILLINOIS Loans secured by real property made by EQUITY ONE, INC. - Illinois Residential Mortgage Licensee - No. MB.0004076 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

INDIANA Loans secured by real property made by EQUITY ONE, INC. d/b/a EQUITY ONE FINANCIAL SERVICES COMPANY. Loan License No. 1236 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

IOWA Loans secured by real property made by EQUITY ONE, INC.

KANSAS Loans secured by real property made by EQUITY ONE, INC., Supervised Lender License No. 1998-3646 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

KENTUCKY Personal loans and loans secured by real property made by EQUITY ONE, INC.

MAINE Loans secured by real property made by EQUITY ONE, INC., Supervised Lender License No. SLB7867 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

MARYLAND Loans secured by real property made by EQUITY ONE, INCORPORATED d/b/a EQUITY ONE MORTGAGE COMPANY. Mortgage Lenders License No. 6723 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

MASSACHUSETTS Loans secured by real property made by EQUITY ONE, INC. - Mortgage Lender and Broker License # ML1796 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

MICHIGAN Loans secured by real property made by EQUITY ONE, INC. - Mortgage Lender No. FR0553. Secondary Mortgage Lender No. SR306 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

MINNESOTA Loans secured by real property made by EQUITY ONE, INC. - 301 Lippincott Drive, Suite 100, Marlton, NJ.

MISSOURI Loans secured by real property made by EQUITY ONE, INC.

MONTANA Loans secured by real property made by EQUITY ONE, INC. - Consumer Loan License No. 543 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

NEBRASKA Loans secured by real property made by EQUITY ONE, INC. - Mortgage Banker No. 240 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

NEW HAMPSHIRE Loans secured by real property made by EQUITY ONE CONSUMER LOAN COMPANY, INC. Licensed by the New Hampshire Banking Department. Mortgage Banker No. 5897-MB - 301 Lippincott Drive, Suite 100, Marlton, NJ.

NEW JERSEY Loans secured by real property made by EQUITY ONE, INC. Licensed Mortgage Banker - New Jersey Department of Banking & Insurance. Licensed Lender No. 8900356-C20 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

NEW MEXICO Loans secured by real property made by EQUITY ONE, INC. Mortgage Loan CO/Broker License No. 00599 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

NEW YORK Loans secured by real property made by EQUITY ONE MORTGAGE COMPANY. Licensed Mortgage Banker-NYS Banking Department. Mortgage Banker License No. LMBC104233 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

NORTH CAROLINA Loans secured by real property made by EQUITY ONE, INCORPORATED, d/b/a EQUITY ONE MORTGAGE SERVICES, INC. Mortgage Lender License No. L-107507 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

NORTH DAKOTA Loans secured by real estate made by EQUITY ONE, INC. Mortgage Broker License No. MB101454 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

OHIO Loans secured by real property made by EQUITY ONE, INC. Secondary Mortgage Lender No. SM.500953.000 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

OKLAHOMA Loans secured by real property made by EQUITY ONE, INC. Supervised Lender No. SL007188 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

OREGON Loans secured by real property made by EQUITY ONE, INC. Mortgage Lender License No. ML-1786 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

PENNSYLVANIA Loans secured by real property made by EQUITY ONE, INCORPORATED. Licensed by the Department of Banking of Pennsylvania. Partially exempt 1st Mortgage Banker - 301 Lippincott Drive, Suite 100, Marlton, NJ.

RHODE ISLAND Loans secured by real property made by EQUITY ONE, INC. d/b/a EQUITY ONE MORTGAGE COMPANY - Rhode Island Licensed Lender No. 96000616LL - 301 Lippincott Drive, Suite 100, Marlton, NJ.

SOUTH CAROLINA Loans secured by real property made by EQUITY ONE, INC. Supervised Lender License No. S-4755 - 301 Lippincott Drive, Suite 100, Marlton, NJ. Supervised Lender License No. S-6089 - 121 Woodcrest Road, Cherry Hill, NJ.

SOUTH DAKOTA Loans secured by real property made by EQUITY ONE, INC.

TENNESSEE Loans secured by real property made by EQUITY ONE, INCORPORATED, D/B/A EQUITY ONE MORTGAGE COMPANY.

TEXAS Loans secured by real property made by EQUITY ONE, INCORPORATED doing business as EOFS Financial Inc. under a Regulated Lender License issued by the Texas Office of Consumer Credit Commissioner. License numbers 45752.

UTAH Loans secured by real property made by EQUITY ONE, INC.

VERMONT Loans secured by real property made by EQUITY ONE, INC. Mortgage Lender No. 5895. Mortgage Broker No. 0814MB - 301 Lippincott Drive, Suite 100, Marlton, NJ.

VIRGINIA Loans secured by real property made by EQUITY ONE, INCORPORATED d/b/a EQUITY ONE OF VIRGINIA, INC.

WASHINGTON Loans secured by real property made by EQUITY ONE, INC. Consumer Loan License No. 520-CL-17411 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

WISCONSIN Loans secured by real property made by EQUITY ONE, INC. Mortgage Banker No. 37757. Loan Company No. 1519 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

WYOMING Loans secured by real property made by EQUITY ONE, INC. Residential Mortgage Lender No. MBL 564; Supervised Lender No. SL 1461 - 301 Lippincott Drive, Suite 100, Marlton, NJ.

4/22/08

Copyright and Trademark Notices
All contents of this web site are: Copyright © 2000 Equity One, Inc. and/or its affiliates and subsidiaries. Trade/service marks are the property of Equity One, Inc. All rights reserved.

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